Terms of Use
By using petinsusa.com, you agree to the terms below. They cover how you can use our dog and cat insurance guides, breed-specific health articles, and provider comparisons, what this site is (and isn't), and where our responsibility ends.
The short version: read our guides, compare providers, and make informed decisions — but always confirm policy details directly with the insurer before you buy.
By accessing or using petinsusa.com ("the site," "we," "us," or "our"), you agree to be bound by these Terms of Use. If you don't agree with any part of them, please discontinue using the site.
Using the site means you've agreed to these rules — no separate sign-up required.
Petinsusa.com is intended for general audiences seeking information about dog and cat insurance in the United States, including coverage for puppies, kittens, senior pets, and pets with chronic or pre-existing conditions. It is not directed at children, and we ask that users be at least 18 years old or have a parent or guardian's permission to use it.
This site is built for adult pet owners doing research, not for kids.
All articles, guides, provider reviews, breed-specific comparisons, and graphics on petinsusa.com are owned by us or licensed to us, and are provided for your personal, non-commercial use. You may not copy, republish, or redistribute our content without written permission.
Feel free to read and share links to our guides — just don't copy the text and republish it elsewhere as your own.
The content on petinsusa.com — including our coverage guides, deductible and premium breakdowns, provider reviews, and comparison articles — is for general informational purposes only and does not constitute insurance, financial, legal, or veterinary advice. We do not sell, underwrite, or administer pet insurance policies. Always confirm coverage details, exclusions, waiting periods, and pricing directly with the provider before purchasing a plan.
We help you compare and understand dog and cat insurance — but the actual insurer's paperwork is what governs your coverage.
Petinsusa.com links to third-party pet insurance providers for your convenience when comparing plans, coverage limits, and reimbursement options. We don't control their content, terms, or pricing, and we're not responsible for your experience once you leave our site. Review each provider's own terms before signing up.
Once you click through to a provider's website, you're playing by their rules, not ours.
When using petinsusa.com, you agree not to misuse it — including attempting to access restricted areas, disrupt normal operation, scrape our guides and comparisons at scale, or use the site for any unlawful purpose.
Basically: use the site the way it's meant to be used, and we'll get along fine.
We work to keep our pet insurance guides, cost breakdowns, and provider comparisons accurate and up to date, but we make no guarantees about their completeness or accuracy. We are not liable for any decisions made, coverage purchased, or losses incurred, based on information found on this site.
We do our best to get things right, but the final decision — and responsibility — is yours.
Petinsusa.com is provided "as is" without warranties of any kind, express or implied. We don't guarantee the site will be uninterrupted, error-free, or free of viruses or other harmful components.
Like most websites, we can't promise it'll never glitch — but we'll fix things when it does.
We may update these Terms of Use from time to time to reflect changes in our guides, providers we cover, or applicable law. When we do, we'll revise the "last updated" date at the top of this page. Continued use of the site after changes are posted means you accept the revised terms.
Check the date up top — if it's recent, something probably changed.
If you have questions about these terms or anything else on Pet Insurance USA, reach out any time.