01
Acceptance of Terms
By accessing or using this website, you agree to be bound by these Terms of Use. If you don't agree with any part of them, please discontinue using the site.
Plain terms
Using the site means you've agreed to these rules — no separate sign-up required.
02
Who Can Use This Site
This site is intended for general audiences seeking information about pet insurance in the United States. It is not directed at children, and we ask that users be at least 18 years old or have a parent or guardian's permission to use it.
Plain terms
This site is built for adult pet owners doing research, not for kids.
03
Use of Our Content
All articles, guides, comparisons, and graphics on this site are owned by us or licensed to us, and are provided for your personal, non-commercial use. You may not copy, republish, or redistribute our content without written permission.
Plain terms
Feel free to read and share links to our guides — just don't copy the text and republish it elsewhere as your own.
04
Not Insurance or Financial Advice
The content on this site is for general informational purposes only and does not constitute insurance, financial, legal, or veterinary advice. We do not sell or underwrite insurance policies. Always confirm coverage details, exclusions, and pricing directly with the provider before purchasing a plan.
Plain terms
We help you compare and understand — but the actual insurer's paperwork is what governs your coverage.
05
Third-Party Links & Providers
Our site links to third-party insurance providers for your convenience. We don't control their content, terms, or pricing, and we're not responsible for your experience once you leave our site. Review each provider's own terms before signing up.
Plain terms
Once you click through to a provider's website, you're playing by their rules, not ours.
06
User Conduct
When using this site, you agree not to misuse it — including attempting to access restricted areas, disrupt normal operation, scrape content at scale, or use the site for any unlawful purpose.
Plain terms
Basically: use the site the way it's meant to be used, and we'll get along fine.
07
Limitation of Liability
We work to keep our content accurate and up to date, but we make no guarantees about its completeness or accuracy. We are not liable for any decisions made, or losses incurred, based on information found on this site.
Plain terms
We do our best to get things right, but the final decision — and responsibility — is yours.
08
Disclaimer of Warranties
This site is provided "as is" without warranties of any kind, express or implied. We don't guarantee the site will be uninterrupted, error-free, or free of viruses or other harmful components.
Plain terms
Like most websites, we can't promise it'll never glitch — but we'll fix things when it does.
09
Changes to These Terms
We may update these Terms of Use from time to time. When we do, we'll revise the "last updated" date at the top of this page. Continued use of the site after changes are posted means you accept the revised terms.
Plain terms
Check the date up top — if it's recent, something probably changed.